Loan
Rates*
Rates effective: 1 July
2010
Apply for a consumer loan
Apply for a home loan
Personal (Signature)
APR: 12.0% | Amount: Up to $15000 | Term: Up to 60 Mos
Line of Credit
APR: 12.0% | Amount: Up to $5000 | Term: Revolving
Technology Loan
APR: 5.50% | Amount: Up to $15000 | Term: Up to 36 Mos
New Teacher Loans
APR: 12.0% | Amount: Up to $3000 | Term: Up to 12 Mos
Share Secured
APR: 3.50% | Amount: Up to 100% of unpledged shares | Term: Up to 84 mos
Term Share Account
APR: Certificate Rate + 3% | Amount: Up to 100% of unpledged shares | Term: Open
VISA Classic
Variable
APR: Prime + 9.25%
| Amount: Up to $5000 | Term: Revolving
VISA Gold Variable APR: Prime + 7.00%
| Amount: Up to $25000 | Term: Revolving
New Vehicles
APR: 5.59% | Amount:
Up to 100% of purchase price | Term:
Up to 84 Mos
Used Vehicles
Up to 10 model years old
APR: 5.59% | Amount: Up to 125%
Kelly Blue Book | Term: Up to 84
Mos
Older Used Vehicles
Over 11+ Model years old
APR: 5.75% | Amount: Up to 100% Kelly Blue Book | Term: Up to 72 Mos
New & Used Recreational Vehicle
New: 100% of purchase price including tax & license
Used: Up to 100% off Retail Value
Deduct .50% off additional with 10% down payment
APR: 8.75% | Amount: call for details | Term: Up to 144 Mos
New Watercraft & Boats
(Up to 90% of purchase price including tax & License)
APR: 8.25% | Amount: call for details | Term: Up to 144 Mos
New Motorcycle
Up to 100% of purchase price including tax & license)
APR: 6.59% | Amount: call for details | Term: Up to 72 Mos
New Mobile Home
(Up to 60% of purchase price including tax & license)
APR: 10.50% | Amount: call for details | Term: Up to 180 Mos
Home Equity Line of Credit Variable**
(Up to 80% of Appraised Value Less any Liens)
As low as WSJ Prime Rate | Amount: Min. $10,000 Max. $175,000 | Term: Up to 240 Mos
Second Mortgage
(Up to 80% of Appraised Value Less any Liens)
APR: 8.75% | Amount: Min. $10,000 Max. $175,000 | Term: Up to 240 Mos
Refinance First Mortgage
Call for rate
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